Summary of Cover

Summary of cover
Medical Expenses Medical and additional expenses incurred overseas (including emergency repatriation and Air Ambulance charges).	£5,000,000
Personal Accident Loss of an eye or limb or Permanent Total Disablement. Death	£25,000 £50,000 £10,000
Cancellation or Curtailment Up to invoiced holiday cost. Irrecoverable charges incurred due to illness, accident to yourself or close relative, witness service, jury service, redundancy or other specific reasons	£5000 *
In Patient Benefit Compensation of £10 for each day spent in hospital for incidental expenses such as phone calls, taxis, etc.	£200
Baggage and Personal Effects Personal effects lost, stolen or damaged Limit for any one item or set Total valuables Personal Money (Lost or stolen cash, bank or currency notes)	£2,000 £250 £350 £500
Personal Liability In respect of legal liability for accidental injury to a third party or accidental damage to their property	£2,000,000
Delayed Departure Benefit If the departure of the aircraft, train or sea vessel of any part of the journey is delayed for at least 12 hours If whole itinerary cancelled after 12 hours	£100 £1,000
Legal Expenses To pursue a claim against a third party following injury or death during the period of travel	£15,000

* Top Up Cancellation Cover

This policy covers up to a maximum holiday value of £5,000 per person. Where the cost of a holiday is over £5,000, the extra premium is £7 for every £100 over that amount, up to a maximum value of £10,000. This premium is £14 for every £100 for persons aged 66 to 74 years. For bookings over £10,000, we cannot guarantee that we will be able to obtain a quote.

PLEASE NOTE: The details here are only a summary of cover. Full details are shown on the policy document, which will be sent to you upon receipt of your premium; please read it carefully to ensure you understand the cover provided. Should you require it, a copy of the policy document can be found here: Insurance Policy Booklet (PDF).

Certain terms, exclusions and excesses apply. In particular, cover is excluded for any defined pre-existing medical conditions from which you or any person upon whom travel depends, such as a close relative, is suffering. If in doubt, please call our medical screening helpline on: 0844 826 2686.

Campbell Irvine Ltd and The ACE European Group Limeted are both authorised and regulated by the Financial Services Authority (FSA). Their registration numbers can be checked with the FSA's by visiting www.fsa.gov.uk/register or by contacting them on 0845 606 1234. Exodus is an Appointed Representative of Campbell Irvine Ltd, 52 Earls Court Road, London W8 6EJ.

Please note that insurance premiums are not refundable outside of the 14 day Cooling Off Period except in the circumstances described in our Booking Conditions. All premiums shown are inclusive of Insurance Premium Tax and valid for policies issued up to 31.12.2013.