Exodus Travel Insurance

Travel Insurance – have you got it covered?

Insurance - it's not an exciting subject is it? We hope you'll never have to use it, but it is reassuring to know that if you take out your travel insurance through Exodus you will have adequate cover for all the activities included in the itinerary for the trip.

Are you adequately insured?

It is a condition of joining any of our holidays that you must be insured against medical and personal accident risks (to include repatriation costs, air ambulance and helicopter rescue services). We also strongly recommend that you take out cancellation insurance.

Our insurance policy is designed specifically to cover the potential risks on our holidays, and you should be aware that some policies do not include, or restrict, cover for this type of travel. If you do not take our policy, you must ensure that the policy you do take provides an equivalent level of protection and covers you for the activities involved.

You must carry proof of insurance (e.g. your insurance certificate) with you on the holiday; if you cannot provide this at the start of the holiday, you will be required to take out a suitable policy at that time. If this is not done or impossible for practical reasons, then you will not be allowed to continue with your trip and will not be entitled to any refund for services not provided.

CONTACT US ABOUT OUR TRAVEL INSURANCE

0845 863 9643 | Customer Operations | Summary of cover | Policy Booklet (PDF) | Request online

Why Exodus Travel Insurance?

Automatically covered for every activity you'll enjoy on your trip, including any optional activities you book through us. This means you don't have to read through pages of small print to make sure you're protected.

Up to £5,000 per person to cover all irrecoverable cancellation costs, including cancellation due to redundancy.
Up to £5m for Medical Expenses.
24 hour emergency backup including helicopter search and rescue

We don't mind whose insurance you take out but we are concerned that it provides adequate cover. Our insurance policy is designed specifically to cover the potential risks on our holidays, and you should be aware that some policies restrict or do not include cover for this type of travel. If you do not take our policy, you must ensure that the policy you do take provides an equivalent level of protection and covers you for the activities involved. If you think you are covered by a CREDIT CARD insurance policy please contact your credit card provider and check you are adequately covered for your holiday.

ADULT WORLDWIDE ANNUAL MULTI-TRIP PREMIUMS

PREMIUMS	Worldwide
Per Adult	£109.00
Per Couple	£179.00
Children 18 and under travel FREE on this policy

Includes 4 weeks winter sports
Up to 70 days for any single journey
No advance notice of travel required
One certificate covers your travel insurance needs for an entire year, allowing any number of trips, including independent travel
Special rate for couples. You are also covered if travelling independently

ADULT SINGLE TRIP PREMIUMS

PREMIUMS (no upper age limit*) Duration up to	Europe Mediterranean**	World-wide
8 days	£26.00	£74.00
17 days	£34.00	£83.00
24 days	£45.00	£92.00
32 days	£55.00	£100.00
45 days	£80.00	£132.00

Child reduction - single trip premiums are reduced by 50% for children aged 18 years or less at time of booknig, if travelling with an adult insured under this scheme
For persons aged 66-74 at the time of arranging insurance, double the premium is charged for a single trip. For those over 75 please refer to Campbell Irvine on 01737 223687
If you live outside Europe you must arrange your own insurance and take a copy of the policy with you on the trip
Polar Holidays: Please note that cover is up to a maximum holiday value of £5000 per person. Where the cost of your holiday is over £5000, the extra premium is £6 for every £100 over that amount. Please ask for a quote for voyages with a value above £10000

**this category includes European countries west of the Urals, countries bordering the Mediterranean, Mediterranean Islands, plus Iceland and Jordan.

NB: If you are resident outside Europe different conditions may apply, please contact Exodus for advice.

FAMILY INSURANCE

FAMILY WORLDWIDE ANNUAL MULTI-TRIP PREMIUMS

PREMIUMS	Worldwide
Per Family	£179.00
Per Single Parent	£109.00
Children 18 and under travel FREE on this policy*

Covers many types of adventurous activities, e.g. scuba diving, and includes four weeks winter sports
Up to 70 days for any single journey
No advance notice of travel required
One certificate covers your travel insurance needs for an entire year, allowing any number of trips, including independent travel
This annual policy is not available to persons aged 66 years and over at the time of arranging the insurance

* Up to four children aged 18 years or less at time of booking can go FREE and are covered for independent travel e.g. school trips. Children must be named on the policy and reside permanently with a parent who is an insured person

	Family Cover per family		Family Cover (single parent) per family		Individual Cover per person
	Europe*	Worldwide	Europe*	Worldwide	Europe*	Worldwide
Up to 8 days	£59	£149	£35	£89	£25	£65
Up to 17 days	£69	£165	£45	£99	£29	£69

Special family rate - for families travelling together. Applies to adults 65 years or less and children 18 years or less at time of booking. Provides cover for up to two adults and up to four children per policy
Single parent family rate - provides cover for one adult aged 65 years or less at the time of booking and up to four children aged 18 or less
For persons aged 66-74 at the time of arranging insurance, double the premium is charged for a single trip. For those aged over 75 please refer to Campbell Irvine on 01737 223687 for advice

All premiums are inclusive of Insurance Premium Tax at 17.5%

Please note: It is a condition of joining any of our holidays that you must be insured against medical and personal accident risks (to include repatriation costs, air ambulance and helicopter rescue services). We also strongly recommend that you take out cancellation insurance.

Summary of cover
Medical Expenses Medical and additional expenses incurred abroad (including emergency repatriation and Air Ambulance charges).	up to £5,000,000
Personal Accident Loss of an eye or limb or permanent total disablement.	up to £25,000 up to £25,000
Death	£10,000
Cancellation or Curtailment Up to invoiced holiday cost. Irrecoverable charges incurred due to illness, accident to yourself or close relative, witness service, jury service, redundancy or other specific reasons	(Maximum £5000 with an additional premium of £6.00 for every £100 over £5000)
Hospital Benefit Compensation of £10 for each day spent in hospital for incidental expenses such as phone calls, taxis, etc.	up to £200
Baggage and Personal Effects Personal effects lost, stolen or damaged Limit for any one item or set Total valuables Personal Money Lost or stolen cash, bank or currency notes, travellers cheques	up to a total of £2,000 £250 £350 up to £500
Personal Liability In respect of legal liability for accidental injury to a third party or accidental damage to their property	up to £2,000,000
Delayed Departure Benefit If the departure of the aircraft, train or sea vessel of any part of the journey is delayed for at least 12 hours If whole itinerary cancelled after 12 hours Legal Expenses: To pursue a claim against a third party following injury or death during the period of travel	up to £100 up to £1,000 up to £15,000
Expenses due to government travel restrictions Cancellation or curtailment Additional costs	up to £750 £300

PLEASE NOTE: The details here are only a summary of cover. Full details are shown on the policy document which will be sent to you upon receipt of premium. Please read it carefully to ensure you understand the cover provided. Should you require it, a specimen can be found at the bottom of this page. Certain terms, exclusions and excesses apply, in particular cover is excluded for any pre-existing medical condition from which you or any person upon whom travel depends, is suffering. If in doubt call our medical helpline on: 0844 826 2686

Campbell Irvine Ltd and The International Insurance Company of Hannover Limited are both authorised and regulated by the Financial Services Authority (FSA). Their registration numbers can be checked with the FSA's by visiting www.fsa.gov.uk/register or by contacting them on 0845 606 1234. Exodus is an Appointed Representative of Campbell Irvine Ltd, 48 Earls Court Road, London W8 6EJ.

Insuance Policy Booklet (PDF)

Please note that insurance premiums are not refundable except in the circumstances described in our Booking Conditions.